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Laser Financial Group Topics

Laser Financial Group offers public workshops and webinars where we teach everything you need to know about building true wealth. After attending, you'll be empowered and equipped for a better financial future.

Click on a topic for a synopsis of what is covered:

• Recession-Proof Your Investments

Learn how to use investments that guarantee principal dollars and minimum contractual interest, lock in gains from year-to-year, and offer you the ability to earn competitive returns based on a stock market index.

• Get to Enjoy Your Retirement Income, Tax-Free

Discuss retirement alternatives free from dividend or capital gains taxes - that is, no tax on distributions, including gains. Learn about having the ability to transfer funds to heirs, income-tax free, as well as no penalties for early withdrawal or Required Minimum Distributions.

• Skip the Tax on Your Social Security Benefits

Discover how to plan for a tax-free retirement income. Learn about the accumulation vehicle that is not considered earned, passive, or portfolio income by the Internal Revenue Code, meaning it does not affect taxation of your Social Security benefits.

• The Successful Management of Real Estate Equity

Most people wrongfully believe that home equity generates a return. Learn why equity has no return and how you can utilize otherwise idle equity to generate a return. Discover the fastest, smartest way to pay off a mortgage while maintaining liquidity, safety, and tax favorability. Learn how to keep acquisition indebtedness at levels that do not diminish the deductibility of your mortgage interest.

• How to Avoid Retirement Shock

Get a jump on the strings that surprise most retirees during the distribution and transfer phases of retirement income and how they can be avoided.

• Overcoming Stock Market and Tax Threats to Your Retirement

The two most critical threats facing those planning for retirement are the negative effects of stock market plunges and rising taxes. This presentation will teach you proven, practical, legal strategies to protect your savings when the market plummets yet make money " up to a cap" when it gains, and retain the ability to access your retirement income, tax-free and transfer to your heirs income-tax free!

• 2 Things You CANNOT Afford to Do with Your Nest Egg

Most well-meaning Americans fall into one or more of these traps because most follow conventional financial wisdom and traditional advisors. These four everyday mistakes can mean the difference between a comfortable dream retirement and a "had I only known" retirement.

• Choosing the Right Retirement Investments - What You and Your
   Financial Advisor May Be Missing

Most advisors program their clients to focus on those investments with the highest GROSS return.

FACT: Investments with the highest gross return do not necessarily generate the most NET- spendable income. What matters at the end of the day is net-spendable income; hence, the MOST emphasis should be placed on tax-efficiency, which a lot of folks miss until they are actually retired and it's usually too late.

• Decoding the Mortgage Debate

Get answers to your question about whether it is financially prudent to eliminate mortgage debt.

• The Only Thing Better Than a Reserve Mortgage

Learn a simple, common-sense, superior approach to managing mortgage debt that ensures that homeowners are in a better position to pay off their mortgages, rather than the traditional method of paying it off and then obtaining a reverse mortgage later in life.

• 3 Deadly Mistakes Your Financial Advisor is Making

  • The amount of income-tax you pay depends on how much money you make.
  • The stock market is the best place for long-term wealth accumulation.
  • Investments with the highest returns produce the most income.
While it is understandable why people might believe the statements above, they are all INACCURATE. This presentation will dispel these myths and teach you proven, simple truths you can count on to build a truly secure financial future.

• Wealth Optimization

If you're following the advice of a traditional financial advisor, chances are good that you are not optimizing your assets or planning as well as you could for your retirement. This presentation will teach you the following:
  • How to guarantee your nest egg will not lose money when the stock market crashes.
  • How to lock in equity-based returns during the good stock market years.
  • How to accumulate and access savings, tax-free.
  • How to transfer funds to heirs income-tax free
  • How to withdraw IRA/401(k) money with no tax consequences
  • How to avoid the strings attached to traditional retirement plans
  • How to avoid tax on Social Security benefits

What Workshop Attendees Are Saying

Great presentation! Applicable to real life! Very realistic! - Christie P., Woodbridge, Virginia


Really enjoyed how the lecture centered around everyday financial activities and the breakdown of the products. Speaker was eloquent. - Kwadwo A., Chesterfield, New Jersey


Best seminar I ever participated in. Why? Unlike others, you don't show people how to spend money. Instead, you show them how to make it. Thank you! - Sekou Y., Frederick, Maryland


Great presentation, I am now so angry my bank and its financial "advisors" didn't tell me about how I can have tax-free retirement income. Thanks! - Maria M., Washington, DC


This was an excellent presentation in the sense that the material presented made sense. Simple language in the layman's words was used to explain concepts that are often regarded as "complicated" in the financial world. Thank you! - Brehene O., Chesterfield, New Jersey

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