BODY { background:url(images/bac9--.jpg);
       background-repeat:repeat-y; 
      margin-left:0%;
      margin-top: 0%;
  	background-color: #b1d2fb;
	font-family: verdana, arial, helvetica, sans-serif;
             

}

td.sidebar a  
{
display: block; 
border: ridge 1px #ffffff;
width: 178px;
color: #000000; 
font-weight: 300; 
font-size: 9pt; 
	line-height: 1.5em;
	font-family: verdana, arial, helvetica, serif;
text-decoration: none; 
background-color: #b1d2fb;
text-align: center; 
vertical-align: middle; 
padding-top: 2px; 
padding-bottom: 2px; 
padding-left: 3px; 
padding-right: 3px; 
margin-left: 3px; 
margin-right: 3px; 
 text-decoration:none;

}
td.sidebar visited  
{
display: block; 
border: ridge 1px #ffffff;
width: 178px;
color: #000000; 
	line-height: 1.5em;
font-weight: 300; 
font-size: 9pt; 
	font-family: verdana, arial, helvetica, serif;
text-decoration: none; 
background-color: #b1d2fb;
text-align: center; 
vertical-align: middle; 
padding-top: 2px; 
padding-bottom: 2px; 
padding-left: 3px; 
padding-right: 3px; 
margin-left: 3px; 
margin-right: 3px; 
 text-decoration:none;


}

td.sidebar a:hover  
{
display: block; 
border:  1px ridge #ffffff; 
	line-height: 1.5em;
width: 178px; 
color: #000; 
font-weight: 300; 
font-size: 9pt; 
	font-family: verdana, arial, helvetica, serif; 
text-decoration: none; 
background-color: #80b8fd;
text-align: center; 
vertical-align: middle; 
padding-top: 2px; 
padding-bottom: 2px;
padding-left: 3px; 
padding-right: 3px; 
margin-left: 3px; 
margin-right: 3px; 

 text-decoration:underline;
}
td.sidebar a:active  
{
display: block; 
border: ridge 1px #ffffff; 
	line-height: 1.5em;
width: 178px; 
color: #000000; 
font-weight: 300; 
font-size: 9pt; 
	font-family: verdana, arial, helvetica, serif;
text-decoration: none; 
background-color: #80b8fd;
text-align: center; 
vertical-align: middle; 
padding-top: 2px; 
padding-bottom: 2px;
padding-left: 2px; 
padding-right: 2px;
margin-left: 3px; 
margin-right: 3px; 
 text-decoration:underline;

 
}
td.theform  
{
border: ridge 0px #ffffff; 
color: #000000; 
font-weight: 600; 
font-size: 10pt; 
	font-family: verdana, arial, helvetica, serif;
text-decoration: none; 
background-color: none;

padding-top: 2px; 
padding-bottom: 2px;
padding-left: 4px; 
padding-right: 4px;
margin-left: 3px; 
margin-right: 3px; 


 
}

h1 { font-family: Eras bold ITC, georgia, times, tims new roman, serif;
font-size: 22px;

letter-spacing: 1.5pt;
color: #D60C05;
margin-bottom: 5px;
margin-top: 5px;
margin-left: 5px;
margin-right: 5px;


}
h2 { font-family: Eras medium ITC, georgia, times, tims new roman, serif;
font-size: 16px;

letter-spacing: 0pt;
color: #D60C05;
margin-bottom: 5px;
margin-top: 5px;
margin-left: 0px;
margin-right: 0px;
}
h3 { font-family: Eras medium ITC, georgia, times, tims new roman, serif;
font-size: 16px;

letter-spacing: .5pt;
color: #000000;
margin-bottom: 5px;
margin-top: 5px;
margin-left: 5px;
margin-right: 5px;
}
h3.cases { font-family: Eras medium ITC, georgia, times, tims new roman, serif;
font-size: 16px;

letter-spacing: .5pt;
color: #D60C05;
margin-bottom: 5px;
margin-top: 5px;
margin-left: 5px;
margin-right: 5px;
}

h4 { font-family: Eras Demi ITC, georgia, times, tims new roman, serif;
font-size: 14px;
font-weight: 900;
margin-left: 10px;
color: #000000;
margin-top: 0px;
margin-bottom: 0px;
}
p  {
		color: #000;
	font-family: verdana, arial, helvetica, serif;
	font-size: 10pt;
	line-height: 1.5em;
	margin-top: 15px;
margin-bottom: 15px;
	margin-left: 5px;
margin-right: 5px;
}
p.experts  {
		color: #000;
	font-family: verdana, arial, helvetica, serif;
	font-weight: 600;
	font-size: 9pt;
	margin-top: 0px;
margin-bottom: 15px;
	margin-left: 2px;
margin-right: 2px;
}
p.thequote  {
		color: #000;
	font-family: times, times new roman, serif;
	font-size: 15pt;
	line-height: 1.5em;
	font-style: italic;
	margin-top: 15px;
margin-bottom: 15px;
	margin-left: 5px;
margin-right: 5px;
}
p.kudo  {
		color: #000;
	font-family: verdana, arial, helvetica, serif;
	font-size: 10pt;
	line-height: 1.5em;
	font-style: italic;
	margin-top: 15px;
margin-bottom: 25px;
	margin-left: 25px;
margin-right: 25px;
}

p.ebook  {
		color: #000;
	font-family:  arial, helvetica, serif;
	font-size: 8pt;
	line-height: 1.25em;
	margin-top: 5px;
margin-bottom: 0px;
	margin-left: 5px;
margin-right: 5px;
}

p.foot  {
	font-weight: 300;
	color: #000;
font-family: verdana, arial, helvetica, serif;
text-align: center;
	letter-spacing: -.5pt;
	font-size: 11px;
	margin-top: 10px;
	margin-bottom: 10px;

}
span.rederas  {
	font-weight: 900;
	font-size: 16px;
	font-family: Eras medium ITC, georgia, times, tims new roman, serif;
}



span.blue  {
	font-weight: 900;
	color: #358ffe;
}

UL { list-style: dot;
 margin-bottom: 10pt;
 margin-top: 0px;
}
oL.faq { 
 margin-bottom: 10pt;
 margin-top: 0px;
 font-weight: 900;
}

UL.special {  
list-style: url(images/dot.gif) outside;

}

		
LI  {  	font-family: verdana, arial, helvetica, serif;
font-size: 10pt;
line-height: 1.5em;
margin-bottom: 15px;
margin-top: 0px;
margin-left: -15px;
margin-right: 5px;


}
LI.myths  {  	font-family: verdana, arial, helvetica, serif;
font-size: 10pt;
line-height: 1.5em;

margin-bottom: 15px;
margin-top: 0px;
margin-left: 5px;
margin-right: 5px;


}

LI.articles  {  	
font-family: verdana, arial, helvetica, serif;
font-size: 12pt;
font-weight: 900;
line-height: 1.5em;
margin-bottom: 15px;
margin-top: 0px;
margin-left: -15px;
margin-right: 5px;


}

LI.article  {  font-family: arial, helvetica, sans-serif;
font-size: 10pt;
line-height: 1.5em;
margin-bottom: 5px;
margin-top: 10px;
margin-left: -8px;
margin-right: 5px;

}

a:link { background: none;
		 color: #000000;
		 text-decoration: underline;
		
}

a:visited { background: none; 
		    color: #333333;
		    text-decoration:underline;
		 

}

a:hover { background:  none; 
		  color: #993300;
		  text-decoration:none;
		
		 
}

a:active { background: none;
		   color: #cc6600;
		   text-decoration: underline;


}
a:link.fg { background: none;
		 color: #000000;
		 text-decoration: none;
		
}

a:visited.fg { background: none; 
		    color: #333333;
		    text-decoration:none;
		 

}

a:hover.fg { background:  none; 
		  color: #993300;
		  text-decoration:underline;
		
		 
}

a:active.fg { background: none;
		   color: #D60C05;
		   text-decoration: underline;


}

div.up  { 
display: block;
	background-color: #e5effa;
border: ridge 0px #e5effa;
    margin-left: auto;
    margin-right: auto;
   width: 950px;
  padding: 0px;
   background:url(images/grad4.jpg);
       background-repeat:repeat-y; 
 margin-top: 0px;

}

div.thefooter  { 
display: block;
    margin-left: auto;
    margin-right: auto;
   width: 940px;
  padding: 0px;
   
 margin-top: 0px;

}
div.articles  { 
display: block;
    margin-left: auto;
    margin-right: auto;
   width: 178px;
  padding: 0px;
 margin-top: 0px;
 border: ridge 1px #b1d2fb;
 background-color: #ffffff;
 background:url(images/articleb2.jpg);
       background-repeat:repeat-x; 

}
div.ebook  { 
display: block;
    margin-left: auto;
    margin-right: auto;
   width: 178px;

   text-align: center;
  padding: 0px;
 margin-top: 0px;
 border: ridge 1px #b1d2fb;
 background-color: #ffffff;
 

}
div.quoting  { 
display: block;
    margin-left: auto;
    margin-right: auto;
   width: 178px;
padding: 4px;
 margin-top: 10px;
 border: ridge 1px #b1d2fb;
 background-color: #e1ebf7;
 

}

div.bar  { 
display: block;
	background-color: none;
border: ridge 0px #993300;
    margin-left: auto;
    margin-right: auto;
   width: 100%;
  padding: 0px;
   height: 30px;
 margin-top: 0px;
 text-align: center;
 background:url(images/bar3.jpg);
       background-repeat:repeat-x; 
}


.menu_list {
	width: 180px;
}
.menu_head {
	padding: 5px 2px;
	border: ridge 1px #ffffff;
	color: #000000;
	cursor: pointer;
	position: relative;
	margin:2px;
	
	padding-right: 6px;
       font-weight:bold;
       background: #B1D2FB url(images/left.png) center right no-repeat;
	font-family: verdana, arial, helvetica, serif;
}
.menu_body {
	display:none;
}
.menu_body a {
  display:block;
  color:#000000;
  font-size: 9pt;
 padding-bottom: 4px;
  padding-left: 4px;
  padding-right: 4px;
  font-weight:bold;
  text-decoration:none;
	font-family: verdana, arial, helvetica, serif;


  background: #ffffff;
}
.menu_body a:hover {
  color: #333333;
  text-decoration:underline;
}




.drop_list {
	width: 550px;
	  padding: 6px;
	
}
.drop_head {
	padding: 5px 2px;
	  font-size: 10pt;
	border: ridge 0px #ffffff;
	color: #000000;
	cursor: pointer;
	position: relative;
	margin:2px;
padding-right: 6px;
       font-weight:bold;
       background: none;

}
.drop_body {
	display:none;
	  background: #ffffff;
	  font-size: 10pt;
	    line-height: 1.5em;
	    padding: 10px;
}